Fairer credit

How it works

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How it works

  • Loans based on the real you

    We provide loans with a goal to help you build or rebuild your credit score. Our job is to make sure you’re accessing the most affordable and appropriate credit solutions for you. But we don’t stop there!

  • (Re)Build your credit score

    We use the data you choose to share to build your personal Loal trust score, forming a much more accurate picture of your financial situation than your credit score alone, helping you move up and along the credit ladder.

  • Reach your goals

    Set your money goals in the app and we’ll help get you there by increasing your financial resilience and providing access to the right credit for you, now and into the future.

  • Apply for a loan

    Start building your financial future. Download the Loal app.

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Your data:
your credit score

We use the data you share to build a personal ‘trust profile’. The more we know, the more trust we can create and the more we can offer. We’ll give you advice on how to improve your trust score and unlock financial stability.